Our health is by far our most valuable asset. Therefore, having a good health insurance plan can help you protect the financial future of you and your family. With the many ways to get affordable health insurance, it makes sense to get covered today. Why pay extra for benefits that can be had already with a little research. Here are the ways that can save you hundreds of dollars a year when you have no coverage:
You should not have to wait in line for health coverage. Instead, you should have it immediately. In fact, it should be like your child’s first tooth: the first thing they do is brush it out. Therefore, get it done right away.
Get your coverage from your employer. Although the employer is not required to provide health insurance, many of them do. However, it may not be cheap. But if your employer doesn’t have to provide health coverage, then get it from him or her. Some companies will pay at 100% while others offer a subsidy. Some are not even required to pay anything.
Ask your doctor to prescribe a pill that contains a $1 rebate on the front. If a doctor does not have to prescribe the pill, then that means that you will not have to pay for it. Ask your doctor about this before taking the pill.
You should not be afraid to go to the emergency room even if you think that you do not have enough money to pay for the emergency room visit. In fact, many doctors are going out of their way to make sure that patients have enough money to pay off the hospital. This is usually at a discount rate. If you do not have money to pay off the doctor, then do whatever you need to pay off the doctor. In fact, if you think that you have exhausted your medical funds and are on your death bed, your doctor may give you permission to use your life savings to pay off the medical bills, as long as you promise to continue paying the doctor off from your funds. If you have not gotten health insurance in the last 6 months then this policy is illegal. Your doctor can not change their fee in six months. You may be charged more or given less in between. However, do not count on this.
The best way to save money on health insurance is to not have it. It does not matter if you can not afford it or if your doctor refuses to accept your payment. If you are healthy, you will not need it. If you get sick, you should just take care of yourself, not wait for the government to take care of it for you. In fact, you should have been taken care of already. Therefore, you should have no need for health insurance.